Thinking about your post-work home?

You’ll get huge bang for your buck — plus lots of other perks — in these towns.  Port Charlotte, Fla.port_charlotte_fl

Population: 48,000

% over 50: 44%

Typical 3-bedroom home: $170,000

Housing prices down: 63%

State income tax: None

Lots of places in Florida have been battered by the housing bust. But this laid-back Gulf Coast town, just across Charlotte Harbor from pricier Punta Gorda, arguably best hits the sweet spot of great prices and great amenities.

Homes here cost less than half what they did in late 2005, and about 40% of them sit on canals and waterways leading to the harbor – which has 270 square miles of cruising waters and 219 miles of protected shoreline. –,  by Sarah Max and Beth Braverman

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To see complete data, including tax rates for Port Charlotte, click here.